Financing & Payment Options
Last Updated: March 2026
Liberty Tires offers flexible financing and payment plans for both individual buyers and fleet customers. Whether you need to split a single tire purchase or equip an entire fleet on terms, we have options for you.
Financing options
Financing Options
Choose the payment plan that works best for you.
Shop Pay Installments
Split into 4 interest-free payments
Available automatically at checkout for eligible purchases. No application needed — approval is instant.
- How it works: Pay 25% at checkout, then 3 more payments every 2 weeks
- Interest: 0% — no interest, no fees if paid on time
- Eligibility: Orders between $50 and $3,000 (subject to Shop Pay approval)
- Example: A $280 tire = $70 now + 3 payments of $70
Shop Pay Installments is powered by Affirm and subject to their eligibility requirements. Approval does not affect your credit score (soft check only).
NET-30 Payment Terms
Buy now, pay within 30 days
Qualified fleet accounts can purchase on credit with payment due 30 days from invoice date.
- Credit limits: $5,000–$50,000 based on fleet size and creditworthiness
- Approval: 2–3 business days (requires credit check)
- Requirements: 5+ commercial vehicles, active MC/DOT number, 1+ year in business
- Late fees: 1.5%/month on past-due balances + $50 admin fee
Benefits of a fleet account:
- Dedicated pricing (volume discounts applied automatically)
- Priority dispatch for mobile service calls
- Consolidated monthly invoicing
- Dedicated account manager
Custom Payment Plans
For orders over $5,000
For large fleet orders or equipment purchases exceeding $5,000, we can arrange custom payment plans tailored to your cash flow needs.
- Split payments over 2–3 installments
- Milestone-based payments for ongoing fleet supply agreements
- Wire transfer arrangements for institutional buyers
Contact us directly to discuss custom terms for your specific needs.
Financing & Payment Options
1. Volume Pricing Tiers
All customers benefit from our volume pricing — the more you buy, the more you save:
- 1–7 tires: Standard retail pricing (best prices in the Chicago area)
- 8–31 tires: Fleet discount applied — save 5–10% per tire
- 32+ tires: Maximum fleet discount — save 10–15% per tire
Volume pricing is applied automatically at checkout. For orders of 32+ tires, contact us for a custom quote — additional savings may be available.
2. How to Save the Most
Maximize your savings by combining our programs:
- Join our Fleet Program — get dedicated pricing + NET-30 terms
- Buy in volume — order 8+ tires at once for volume discounts
- Free delivery — orders over $1,800 get free delivery up to 120 miles
- Bundle tires + service — schedule on-site installation with your tire order for the best overall value
Questions about pricing or financing? Call us at (224) 642-8165 — our team is ready to help you find the most cost-effective solution for your fleet.
Financing FAQ
No. Shop Pay Installments uses a soft credit check for eligibility, which does not affect your credit score. However, if you miss payments, it may be reported to credit bureaus.
Yes! Fleet accounts with NET-30 terms automatically receive volume pricing as well. The volume discount is applied at the time of invoicing based on the total quantity ordered.
To apply for NET-30 terms, we need: (1) Company legal name and EIN/Tax ID, (2) MC and DOT numbers, (3) Business address, (4) Fleet size (number of commercial vehicles), (5) 2 trade references, (6) Name and contact info for the authorized buyer. We'll run a business credit check — personal guarantees are not required for established businesses.
Shop Pay Installments is available for orders between $50 and $3,000. NET-30 fleet terms have no minimum order, but we recommend maintaining a minimum average monthly volume of $500 to keep the account active. Custom payment plans are available for orders over $5,000.
Questions About This Policy?
Our team is here to help. Contact us for any questions about our policies.